Disclaimer

GEM Adviser Pty Ltd is a Corporate Authorised Representative (No 337432) of My Adviser Pty Ltd ABN 80 065 370 354 AFSL 238 307.

The information contained in this website is of a general nature only, does not take into account your particular objectives, financial situation or needs. Accordingly the information should not be used, relied upon or treated as a substitute for specific financial advice. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither My Adviser Pty Ltd nor its employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information.

Justin Medcalf, GEM Founder, has been certified by RIAA according to the strict disclosure practices required under the responsible Investment Certification Program. See www.responsibleinvestment.org for details.

It should also be noted, that past performance is not a reliable indicator of future performance. GEM does not guarantee any future performance by discussing past performance.